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Buying a used car or car loan

Buying a used car is not done in minutes, you must think and prepare your purchase to avoid scams! Ten mistakes to avoid!

  1. Do not prepare your purchase
  2. Let yourself be carried away by a crush
  3. Satisfy yourself with a superficial look
  4. Do not inspect the engine or some technical aspects
  5. Do not try on the road
  6. Do not check the documents on board
  7. Do not ask for the identity card of the seller
  8. Do not check if this car is still under funding
  9. Do not sign a sales contract
  10. Not having prepared the financing for this purchase.

You have to change cars and consider buying a used car

You have to change cars and consider buying a used car

It is an important step because your car must be reliable and often you like to be proud of it! You also know that there are a lot of scams in this area. Many tracks open to you. Buy from a professional, an individual, by internet or by ads. While it is clear that you will have more guarantees from a professional, you must however approach this purchase with a very critical look, let alone from an individual. Some people unfortunately get along very well to trap you and cover hidden vices! Do not hesitate to take advice!

Here are the details of the 10 mistakes to avoid:

1. Do not prepare your purchase

  • Before you start looking for a used car, you need to specify what type of vehicle you want, think about the brand, the model … For example, will you move towards a model gasoline or diesel? A sedan, a minivan or an SUV … You have better weigh the advantages and disadvantages of the different options.
  • You also need to decide whether you are looking for a professional or an individual or both.
  • A professional, especially if he is a brand agent, engages his image. He therefore needs to keep a reputation for reliability. In addition it offers a guarantee, often a year or two.
  • You also have interest to inform you about the price of used cars by consulting the Argus or the odds of the occasion in The Monitor of the Automobile.

2. Let yourself be carried away by a crush

2. Let yourself be carried away by a crush

  • Do not fall for a beautiful line, for the car of your dreams or for a flawless body, without looking further. The clothes do not make the man !

3. Satisfy yourself with a superficial look.

3. Satisfy yourself with a superficial look.

  • Body condition can tell a lot about the history of the car and the care of the previous driver: check for rust, small or large bumps, scratches. Different shades in the color suggest a repair after an accident.
  • The state of the interior is also indicative: wear of carpets, seats, stains, but also smells …

4. Do not inspect the engine or any technical aspects

  • Even if you do not know anything about mechanics, you can easily be alerted by certain details:
    • By lifting the hood, you will have an idea of ​​the care taken in the maintenance. But beware, a motor too clean can be suspicious! Check the condition of the cables, the presence of oil, rust …
    • Start the engine cold. The start must be immediate and the noise harmonious.
    • Check the tires. To allow still several thousand kilometers, the grooves should have a depth of at least 5 millimeters. Attention also, the same axle must have the same two tires.
    • Check the shock absorbers. Just push on the bodywork over a wheel. If there is spring movement, the damper is worn.

5. Do not try a road test

A road test gives an idea of ​​the behavior of the moving car, and therefore its condition. Here are some things to consider:

  • What noise does the engine emit? Are there other noises, squeaks …?
  • Is the car going straight if you let go of the steering wheel for a moment?
  • Should we push hard on the brake to react?
  • Is the stroke of the clutch not too long? This indicates advanced wear.
  • Are there no lights on?

6. Do not check the ship’s documents

The ship’s documents identify the car and its owner and give a clear idea of ​​the vehicle’s history.

To track theft or other traffic, compare the actual chassis number and the VIN (vehicle identification number) on the various required documents.

  • The certificate of conformity also gives the actual age
  • The registration certificate allows to see if there were several drivers
  • The Car Pass certifies the number of kilometers
  • The certificate of visit to the technical control gives an idea of ​​the state of the vehicle.
  • The purchase invoice shows the last purchase price
  • The logbook illustrates the regularity of the interviews. It also allows to know in how many kilometers will take place the next interviews, sometimes quite expensive.

7. Do not ask for the vendor ID card to verify that it is the vehicle owner

8. Do not check if this car is not yet in the process of being financed.

8. Do not check if this car is not yet in the process of being financed.

Indeed, if the landlord does not reimburse his credit, the lender could seize this car if it was put in guarantee.

9. Do not do and / or read carefully the sales contract, and from a professional do not worry about the duration of the warranty.

9. Do not do and / or read carefully the sales contract, and from a professional do not worry about the duration of the warranty.

10. Do not have previously prepared the financing for this purchase, often by a car loan.

Two credits are available for the purchase of a used car:

  • The personal loan, without precise attribution, does not claim proof or guarantee but because of this, costs more.
  • The car loan, whose interest rate is interesting, but which requires proof and often the security of the car for the benefit of the bank.
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